This wouldn’t give affordable healthcare to everyone, but it’s a start.
According to the newspaper, The Hill, Senate Majority Whip Dick Durbin (D.-Ill.) and Sen. Olympia Snowe (R.-Maine) are working on a bill that would allow business associations such as the National Association of Realtors to offer group insurance plans that would put the cost of healthcare coverage within reach of small businesses.
As it is now, small businesses can’t go through associations to get discounts on insurance. According to the nonpartisan Kaiser Family Foundation ’s 2007 employer health benefits survey, 59 percent of companies with fewer than 200 employers offer health insurance to their workers, compared to 99 percent of larger businesses.
In other words, most of the people who are uninsured are working.
But this proposal still leaves a lot of people uninsured. Big businesses still keep workers part-time to avoid paying benefits. I heard from an associate professor at a local college here in Western North Carolina recently that he has been kept just short of full-time for several years. Retailers do it all the time. Other businesses contract out for services they used to get from employees. You don’t gave to pay benefits for independent contractors. Other big businesses are cutting insurance benefits and raising co-pays until workers can’t afford care even with insurance.
I support the Durbin-Snowe Bill, but it doesn’t go far enough.
We need healthcare for everyone. It should be a right, not a luxury reserved for the wealthy.
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