A recent article from NPR’s All Things Considered reports that the number of Americans with health insurance went up this year. According to a recent Census Bureau study, in 2006, 47 million didn’t have insurance; only 45.7 million didn’t have coverage in 2007. The 1.3 million who now have coverage are mostly children under Medicaid and SCHIP (State Children’s Health Insurance Program) plans.
That’s great news, isn’t it? Sort of.
The bad news is employer-based coverage is still declining. Small businesses especially just can’t keep up with the ever-increasing costs. Premiums have increased for employers and employees alike. While the premiums and co-pays have increased, the benefits have decreased. The Commonwealth Fund reports that despite an increase in median income, still working adults are losing their medical coverage.
It’s not the poorest individuals who are suffering the most anymore. Working-class and middle-class Americans don’t qualify for government or charity programs. But many of them can’t afford insurance either.
The increase in Medicaid recipients is a step in the right direction, but it’s still the equivalent of putting a bandaid on a gun-shot wound.
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