Is there a difference in state laws? You bet
Here’s the problem with allowing the insurance companies to sell policies nationally:
http://www.huffingtonpost.com/2009/11/16/insurance-runs-out-for-12_n_359920.html
Benjamin French, 12, was born with no arm below his right elbow. He needs new prosthetic arms as he grows, but the insurance company in Michigan won’t pay for it because he has used up his lifetime limit of $30,000 for prosthetic devices.
As any amputee can tell you, that cap is completely inadequate. But Michigan allows it. Many other states d0n’t let the insurance companies get away with that, but Michigan does.
If we allow insurance companies to sell across state lines, we’ll have a “race to the bottom,” as the big companies rush to headquarter themselves in the state with the most lax legislation.
How do you think all the credit card companies wound up in Wilmington, Del.? That’s why we have 30 percent interest rates and countless other abuses.
If we want to reform health care, we have to stop giving the insurance companies what they want in “reform.”
If we’re going to allow sales across state lines, we have to use interstate commerce laws to regulate insurance nationally, and the regulations must have good, sharp teeth.
Have a beer in May
Stop into Altamont Brewing, 1042 Haywood Road, West Asheville, any time in May and ask for their "charity" beer of the day. Buy one and Life o' Mike gets $1. In fact, we get a buck for each one sold. So go in every day and have one to support Life o' Mike.
Thanks, Altamont!
Patient Pals & Family Friends
Life o' Mike has a peer support program for people with one or more serious or chronic medical issues or disabilities.
We aim to reduce isolation and fear among people who have conditions, including psychiatric illness, HIV/AIDS, diabetes, mild dementia or other cognitive disorder or disability, thereby reducing depression and complications as people learn to improve self-management of their medical conditions.
Patient Pals help alleviate feelings of isolation and frustration. They can help people develop a list of questions to ask the doctor and then accompany the person to the doctor to make sure all the questions are answered, taking notes to be sure the person understands the doctor’s answers.
Our trained volunteers also accompany their “Pals” to art exhibits, movies and walks outdoors, meet for coffee, call to check in and more.
Our Pals have experienced weight loss, improvement in diabetes, HIV, psoriasis, depression and more, just because they have someone who cares about them. Some relationships develop into longer-term friendships; other Pals move on to more independent lives.
Family Friends are there to help caregivers and other family members grow into their new role.
We need volunteers, who are asked to donate a minimum of one hour a week. Training is free and includes information on active listening, ways to help and when to know more help is needed.
And of course, we need funding.
To learn more, call Leslie Boyd at 828-243-6712 or e-mail lifeomike@gmail.com.
Start From Seed
Life o' Mike has a new program- Start from Seed (SFS).
SFS is a volunteer doula program aimed at providing non-medical, comprehensive support to low income, high-risk women and families of Buncombe County focusing on three areas:
1. We help new doulas with certification and training in return for their participation as a volunteer doula for SFS
2. We mentor volunteer doulas with their first few clients
3. Our volunteer doulas provide birth and postpartum doula services to low income, high risk moms, providing support and tools to empower them as a new parent.
A birth doula is a trained and experienced professional who provides continuous physical, emotional and informational support to the mother before, during and just after birth; a postpartum doula provides emotional and practical support during the postpartum period.
Start from Seed clients are referred to us from the Buncombe County Department of Health’s Nurse-Family Partnership Program, Western North Carolina Community Health Services, and Mission Hospital. The Program is intended and designed for growing clients’ inner strength and helping them gain empowerment to help them cope with the emotional, physical and mental challenges of childbirth, labor, and motherhood.
Our new moms and their infants have many needs. If you would like to help them get off to a good start, please visit our Start from Seed web site: Start from Seed, or call Program Director Chelsea Kouns at 804-814-9946.
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