Is there a difference in state laws? You bet
By
leslie ⋅ November 20, 2009
⋅ Here’s the problem with allowing the insurance companies to sell policies nationally:
http://www.huffingtonpost.com/2009/11/16/insurance-runs-out-for-12_n_359920.html
Benjamin French, 12, was born with no arm below his right elbow. He needs new prosthetic arms as he grows, but the insurance company in Michigan won’t pay for it because he has used up his lifetime limit of $30,000 for prosthetic devices.
As any amputee can tell you, that cap is completely inadequate. But Michigan allows it. Many other states d0n’t let the insurance companies get away with that, but Michigan does.
If we allow insurance companies to sell across state lines, we’ll have a “race to the bottom,” as the big companies rush to headquarter themselves in the state with the most lax legislation.
How do you think all the credit card companies wound up in Wilmington, Del.? That’s why we have 30 percent interest rates and countless other abuses.
If we want to reform health care, we have to stop giving the insurance companies what they want in “reform.”
If we’re going to allow sales across state lines, we have to use interstate commerce laws to regulate insurance nationally, and the regulations must have good, sharp teeth.
Help Life o' Mike
We need your help now more than ever. Your tax-deductible donation will help us get Patient Pals and Family Friends off the ground. Please consider a gift in honor or in memory of a loved one.
Patient Pals & Family Friends volunteer training
Our Feb. 27 training had to be postponed, but we have rescheduled. Join us 10 days, as we train our next group of volunteers for Patient Pals & Family Friends. The four-hour training will run 10 a.m.-2 p.m. and will include lunch. Patient Pals are people who have experience with an illness or disability. After training, they will be paired with someone who is newly diagnosed or disabled. Family Friends will be volunteers who are paired with family members of people who are ill or disabled, and will have been through the expeience of having a loved one with illness or disability. In Loving Memory
Life o' Mike has participated two memorial services to remember those who have died from our broken health care system, one in Asheville and one in Raleigh.
If you would like to organize more of these services, please contact lifeomike@gmail.com and we will help put it together.
The services include stories, prayers and information on how people of faith can make a difference.
About 45,000 people die each year because they don’t have health insurance, according to a recent study by Harvard Medical School and published in the Journal of the American Medical Association. That breaks down to one American every 12 minutes.
Those people can be honored in the service by a bell chime and a moment of silence every 12 minutes in the service.
For more information, call Leslie Boyd at 828-243-6712.
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