Anyone who has been laid off a job in the last year has gotten some help in paying health insurance premiums through COBRA, the law that allows employees who are covered by insurance at work to continue getting coverage by paying their own premiums for up to 18 months.
The problem is that those premiums are so expensive, few out-of-work people can afford them.
Last year, the federal government stepped in with assistance, allowing people to pay one-third of the premium instead of the whole thing, giving more people the ability to maintain access to health care for at least another 18 months.
But the subsidy expires at the end of this month, meaning that people who lose their jobs as of March 1 once again will have to pay the full premium, which averages 83 percent o unemployment benefits; in some states it averages more than 100 percent of unemployment benefits.
We’re still deep in this recession. It is the worst since the Great Depression, and the millions of people who are unemployed need that help. Economic recovery from a recession this deep takes at least two years. If Congress doesn’t extend this subsidy, more people will fall through the cracks, and more people will die unnecessarily.
The House of Representatives has passed the bill, but the Senate hasn’t. It’s another thing that the Right wants to block, even though it’s what Americans want and need.
Once again, we need to write to our senators and urge them to get this done NOW. To find your senators, use the tool on our main page. Call, write and e-mail. Time is running out.
To learn more, visit www.familiesusa.org .
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